Ground-Up Construction Loans: The Smart Way to Finance Your Next Build

If you’re a developer, builder, or investor looking for construction financing, securing the right funding can make or break your project. At AlignChance Financial, we specialize in Ground-Up Construction Loans designed to help you move from concept to completion quickly, efficiently, and cost-effectively.

Why Choose Our Ground-Up Construction Loans?

Quick Funding for Faster Project Starts

Time delays in construction can cost thousands. Our fast-track loan approval process ensures you get the funds you need to break ground quickly. This means you can stay ahead of deadlines, seize market opportunities, and avoid costly stalls.

High Leverage – Up to 90% Loan-to-Cost (LTC)

We offer up to 90% LTC, giving you the ability to build more with less upfront capital. Whether you’re starting a residential development, commercial property, or mixed-use project, our high leverage construction loans free up your cash flow for other critical expenses.

Transparent Terms – No Hidden Fees

With unlimited draws and straightforward terms, our clients enjoy predictable budgeting without surprising costs. No hidden fees, no fine-print traps — just honest, clear financing so you can focus on building.

Why AlignChance Financial Is the Right Partner

AlignChance Financial isn’t just a lender — we’re a strategic construction financing partner. Our team has extensive experience in real estate development funding and works closely with clients to ensure success. From your first consultation to your final draw, we provide personalized support, competitive rates, and a smooth funding process.

Whether you’re building your first project or expanding your portfolio, AlignChance Financial is committed to helping you secure the capital you need — quickly and reliably.

Build smart. Build strong. Build with AlignChance Financial.